Care for every detail.
You take pride in a perfect finish. Plan for customer vehicles, mobile equipment, and the work around them.
Clear guides. Useful questions. Your next step.
Your world, considered.cardetailinginsurance.com
A Broker.insure PortalProtection starts
with better questions.
These are areas to explore with a licensed provider. The exact cover, exclusions, limits, and availability depend on your circumstances.
Customer vehicles
Ask specifically about damage to vehicles in your care, custody, or control.
Public & premises liability
Discuss mobile visits, customer access, and accidental damage around the worksite.
Tools & mobile equipment
Review pressure washers, chemicals, portable equipment, and vehicle use.
The vehicle in your care.
A detailing treatment damages a customer’s finish. General liability may have exclusions for the very property being worked on.
Let’s unpack itA discussion example, not a claim outcome or a promise of cover.
A little preparation.
A clearer conversation.
A closer look.
A customer’s vehicle in your care
Working on a vehicle is different from owning it, and different again from driving it.
Field notes · 3 min readMobile detailing: the van, the equipment and the site
Take the business description beyond the tools inside the van.
Interactive worksheetTwo offers. A clearer comparison.
Record the terms, identify unanswered questions and keep your own comparison notes.
Good questions.
Worth asking.
Is customer vehicle damage general liability?
It needs a specific review. Ask about customer vehicles in your care, the work performed and any driving, rather than assuming a general liability label answers all three.
Should paint correction and coatings be declared?
Yes. Give the complete service list, methods and products. Ask how work damage, faulty workmanship and resulting damage are treated.
Does personal auto insurance cover the detailing van?
Disclose actual business use and installed equipment to the vehicle provider and ask what changes are needed. Review removable tools separately.
A few useful neighbours.
Canadian small businesses
Make sense of general liability, professional services, and the risks that deserve their own insurance conversation.
Imported & specialty vehicles
From vehicle documentation to repairability, explore the details that make an imported vehicle a different insurance conversation.
Commercial tenants
Your landlord insures the building.
Let’s start with your world.
Tell us a little about what you’re looking for. Your location helps the team understand the enquiry.