Customer vehicles
Ask specifically about damage to vehicles in your care, custody, or control.
Bring the detail
Prepare service list and mobile operations. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Public & premises liability
Discuss mobile visits, customer access, and accidental damage around the worksite.
Bring the detail
Prepare typical and maximum vehicle values. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Tools & mobile equipment
Review pressure washers, chemicals, portable equipment, and vehicle use.
Bring the detail
Prepare customer vehicle storage arrangements. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Details that shape the comparison
Services and vehicle values
Specialist work and the types of customer vehicles matter.
Custody and driving
Explain keys, storage, collection and delivery.
Mobile setup
Include van use, machinery, chemicals and theft controls.
Record two offers in your comparison worksheet →
Look at the whole picture
Separate policies may address different risks. Ask the provider to explain any gaps or overlaps, and keep written confirmation of the answers that matter to your circumstances.